I really can not wait to settle with the insurance company for my car accident and I am extremely happy that I went and got an attorney as soon as I could after the accident. Trying to fill out the paper work and describing the accident when my wrist/hand was still splinted up from the surgery was fucking difficult though well worth it. Fighting with my own insurance about my medical needs from the accident. Fighting for them to pay the doctors bills in full and not just a few hundred dollars every few months. I was receiving notices from the office that performed the epidural c7/t1 steroid injection, normal primary physician, chiropractor, and massage therapy, all asking payment in full to avoid collections.
My claims adjuster quit in May. I find out that Allstate lost a lawsuit filed against them for only paying portions of consumer’s medical bills, causing the patient to pay the rest out of their own pockets. Hm. Little guess to why my claim’s adjuster quit. I received paperwork about the lawsuit in case I qualified to file a lawsuit as well. I would have qualified if the claims adjuster did not quit. The new adjuster paid off everything before re-announcing they will be taking me to an IME. This time they actually did schedule one.
Two different doctors, two separate opinions, both stating no more medical treatment is necessary and I am healed and fully stabilized. One of the doctors did recommend to have me get a consolation from a Rheumatologist to diagnose Fibromyalgia and if it was formed from the car accident or not. Fibromyalgia is a difficult and controversial diagnoses in the first place. Hopefully the doctor I see next week will not have a biased opinion on the diagnosis. I know she will determine I do have Fibromyalgia but will she say the muscular trauma from the accident had no impact or not.
Either way, that makes the settlement not in my full favour.